Well it happens.

So Friday I was having a great day. Had a great lunch with my coworkers we left home early.. I was going to go home and play video games and chill with Alex. I get the mail walk up stairs and open an urgent letter. And low and behold my christmas got shot.

Basically it was a urgent bill that I never knew existed because it was sent to an address that I moved from over a year and a half ago. It never went to my last address. So I got the final notice basically saying I owed 1k to Los Gatos Community Hospital for an emergency room visit. So I call my insurance, I call the hospital and im going back and forth and because I dont have 1k and I dont have it in 10 days or go to collections. I fought them went back and forth and well the proof they need I dont have and dont have way of getting it. So im stuck with the bill and i was crying when i was done. That just sucked. I was able to make a payment arrangment with them to avoid being sent to collections. Im trying to refinance next year and the last thing I need is a collections on my credit report that will screw me. Since it was the final notice they couldnt push it past a few weeks for my first payment.

So my extra xmas money i had to finish my shopping is now gone. POOF. I didnt get my coworkers gifts, my grandparents gifts (Alex is buying the Grandpy and Grammys thank god!), the kids gifts, my aunt, etc.. UGH. Alex is going to help me but I feel like hell LOL. But in general I am broke until Mid January to recover from this drama and eat the initial bill payment. Ill have money to eat and gas in my car and well I couldnt be happier. Life happens and it is good and it is bad. Its the Holidays and I have plenty to be thankful for.