Hopes on a rope

So right now me and alex are looking into possible refinancing our place. Its been over a year (i know too early) but our estimated value is 390 at the moment when we got the place for 365. Why refi you ask? Well we got into one of those situations that you read about daily.. Oh well get you in a loan, dont worry about it things.. the loan matures in 2 years and boom you lost your place. With our Fico scores when we got this place we took what we could get and we were subprime so our loan is shitty at best.. Anyhow bottom line is im looking now to see what we are up against so we can either Refi or prep it to sell before our 2 year anniversary hits. Sad reality but i would rather sell the place than loose it. In the whole scheme of things, we got screwed and didnt really know it. I know now and I do know better now. Well my fico personally rose 60 points since I got this place and im now in Prime loan status and i am working to get a fixed rate for our place. I do want to stay here a few more years.. So far it looks well, the broker we are dealing with seems to give us hope that we can get a loan with a resonable interest rate that meets our needs. And god.. please give us a reasonable mortgage rate.. lol.. yeah we took it for this one.. no drinks, no dinner, here you go, THANKS I'll have another! lol..